LAW OFFICES OF KIMBER H. BARO

Bankruptcy / Cost & Fees

Transparent Bankruptcy Pricing

Same Price for Every Client. No Surprises. Prices Unchanged for 10+ Years.

✓ NACBA 2024-2025 Member ✓ BBB Accredited ✓ Licensed Since 1988 ✓ 35+ Years Experience ✓ Eastern District of Missouri ✓ 8th Circuit Court of Appeals ✓ U.S. Supreme Court

Our Pricing Promise

At Baro Law Firm, we believe that access to quality legal representation should not depend on your financial status. Every client pays the same flat fee — whether your case is simple or complex, whether you have one creditor or thirty. We haven't raised our prices in over a decade, and we have no plans to.

Chapter 7 vs. Chapter 13 — Full Cost Breakdown

Fee Component Chapter 7 Chapter 13
Attorney Fee$762$5,800 total ($200 upfront)
Court Filing Fee$338$313
Due at Signing$1,100$513
Remaining BalanceNone$5,600 attorney fee via monthly plan
Trustee PercentageN/A6.60% of plan payments
Credit Counseling Course~$10–$20 (separate)~$10–$20 (separate)
Debtor Education Course~$10–$20 (separate)~$10–$20 (separate)
Approximate Total Out-of-Pocket ~$1,120–$1,140 ~$533 upfront + plan payments

*Credit counseling and debtor education courses are required by federal law and are arranged directly with approved providers.

Accepted Payment Methods

Payment is due in full at the time of signing. We accept the following payment methods:

💵
Cash
📄
Personal Check
🏦
Money Order
📱
Venmo
💚
CashApp
🚫
No Credit/Debit Cards

Important: Federal bankruptcy law does not allow attorneys to accept credit cards for bankruptcy fees because the debt could potentially be included in the bankruptcy filing. This is why we accept cash, check, money order, Venmo, and CashApp only.

"We Charge the Same Price for Every Client"

Some firms charge more based on the number of creditors, the complexity of your assets, or how much they think you can pay. We don't. Every Chapter 7 client pays $1,100. Every Chapter 13 client pays $513 upfront. No exceptions, no negotiations, no surprises.

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